The Hidden Costs of Selling a Home (And How to Prepare)

The Hidden Costs of Selling a Home (And How to Prepare)

  • Elise LoSasso
  • 01/16/26

By Elise LoSasso

Most people focus on what they’ll make when they sell their home—but very few talk about what it costs to sell. I always want my clients to go into the process fully informed, so they’re never caught off guard. If you’re thinking about listing your Denver home, it’s important to understand the hidden selling costs that can sneak up and impact your bottom line.

Let me walk you through what to expect so you can plan ahead and sell with confidence.

Key Takeaways

  • Expect more than just agent commission and closing costs
  • Prep work, repairs, and staging often add up
  • Knowing the costs upfront helps you net more in the end
  • Planning ahead makes your sale smoother and less stressful

Pre-Listing Expenses

What It Takes To Get Your Home Ready

Getting your Denver home market-ready often requires upfront investment—especially in competitive areas like Sloan’s Lake, Hilltop, or Wash Park.

  • Pre-inspections to identify issues early
  • Cosmetic repairs like paint touch-ups or drywall fixes
  • Deep cleaning or hiring a professional cleaning service
  • Lawn care or landscaping upgrades for curb appeal
  • Minor handyman work to address wear and tear
Even simple updates can make a big difference, but they do come with costs that sellers sometimes overlook.

Home Staging and Photography

Why Professional Presentation Pays Off

Staging and photos aren’t just about aesthetics—they help your home sell faster and for more money. But they also represent real expenses.

  • Professional staging (partial or full) based on your home’s size
  • Interior and exterior photography
  • Twilight or drone shots for luxury listings
  • Furniture rental if the home is vacant
  • Cleaning services before photos or showings
In Denver’s luxury market, buyers expect homes to look polished and thoughtfully presented from the first click.

Seller Concessions and Closing Costs

What You May Be Asked To Cover

Even after you’ve secured a buyer, there are still costs to consider before closing day.

  • Buyer incentives like covering inspection items or offering credits
  • Title and escrow fees
  • Transfer taxes and recording fees
  • Home warranty (often requested in higher-end negotiations)
  • Repairs required after inspection negotiations
In areas like Cherry Creek or the Highlands, where buyers may be more discerning, concessions can be a normal part of the transaction.

Holding Costs While on the Market

Costs That Add Up the Longer You Wait

While your home is listed, you’re still responsible for day-to-day ownership costs—especially if you've already moved out.

  • Mortgage payments and property taxes
  • Utilities (electric, water, internet)
  • HOA dues or condo fees
  • Home insurance premiums
  • Routine maintenance and yard care
The longer your home sits on the market, the more these holding costs can eat into your profits.

Moving and Transition Costs

Expenses Beyond the Sale Itself

Once you close, there’s still the matter of actually moving—which comes with its own set of costs.

  • Hiring professional movers or renting a moving truck
  • Storage fees if your new place isn’t ready
  • Cleaning the property after moving out
  • Travel costs if relocating out of Denver
  • Temporary housing if there’s a gap between homes
Many sellers forget to include these in their budget, even though they’re often unavoidable.

FAQs

How Much Should I Budget for Hidden Selling Costs?

Most sellers in Denver should expect to spend about 8–10% of their home’s sale price on total selling expenses, including both visible and hidden costs.

Can I Deduct Any of These Costs on My Taxes?

Some selling costs may be deductible, but it depends on your situation. I always recommend speaking with a CPA to understand your options.

What If I Don’t Have the Cash for Staging or Repairs?

I can connect you with trusted vendors and resources, including concierge-style services that defer payment until closing.

Contact Me Today To Sell With Confidence

Selling your home doesn’t have to be a guessing game. I’ll help you understand every cost upfront so you’re fully prepared—and fully in control of your bottom line.

Reach out to me at Elise LoSasso, and I’ll guide you through a custom plan that gets your home sold smoothly, smartly, and with zero surprises.



Work With Elise

With an unwavering commitment to client satisfaction, Elise LoSasso stands out as a trusted real estate agent, deeply versed in the housing markets of Denver, Centennial, and Greenwood Village. Whether you're buying or selling in these vibrant locales, Elise is dedicated to ensuring a seamless experience. She attentively considers your specific needs and preferences to pinpoint your dream home in Denver or its picturesque neighboring areas. Rest assured, she'll provide regular updates and unwavering support throughout your entire real estate journey, guaranteeing not just your satisfaction, but also your peace of mind.

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